Special machinery in leasing is needed when a business already has work to do but does not want to wait months until the full purchase amount is accumulated. An excavator, loader, crane, road machinery or warehouse machinery can immediately affect project execution and revenue.
Financial leasing of special machinery is suitable for construction, manufacturing, road works, warehouses, utilities and service companies. Each asset is assessed individually because different machines have different liquidity, resource and operating requirements.
Who special machinery leasing is suitable for
This solution is suitable for construction, manufacturing, service and infrastructure companies. It is relevant in situations when machinery is required for a project, tender, season or operational expansion. Instead of paying the full amount immediately, the client receives an excavator, loader, crane or other special machinery and makes payments according to the agreed schedule.
• construction projects
• road works
• warehouse operations
• production support
• service contracts
What special machinery can be financed
GUSTO LEASING provides financial leasing across Ukraine. The standard advance payment starts from 20% of the leased asset value. An advance payment from 0% may be considered if additional collateral is provided.
The financing term may be up to 48 months. Payments under the agreement for the client are made in UAH. A preliminary decision may be made in up to 2 hours after the required information is received.
How to choose special machinery for Your tasks
GUSTO LEASING may consider both new and used special machinery. For used assets, technical condition, document completeness, liquidity, year of manufacture, mileage or operating hours and compliance with financing requirements are important.
The maximum age of the selected car, transport or machinery may be up to 15 years. The client may independently choose a seller or supplier in Ukraine, and the company checks the documents and transaction structure before signing.
Main financial leasing terms
Different payment schedules may be applied: annuity, intensive, seasonal or individual. The right option depends on the advance payment, term, expected income from using special machinery, seasonality and current expenses.
If needed, a manager can prepare several calculations so the client can compare scenarios before signing. This is especially useful when the asset will be used in business and should not create excessive pressure on working capital.
How to assess economic feasibility
Before completing the transaction, it is worth clarifying insurance, registration, operating rules, the possibility of use by third parties and any cross-border use restrictions. Early repayment is possible after the minimum leasing period of 12 months; the detailed procedure is fixed in the agreement.
How to choose a payment schedule
GUSTO LEASING may consider new and used assets. For used special machinery, operating hours, technical condition, service history, documents, spare parts availability and maximum age up to 15 years are important.
Special machinery often has uneven workload: construction season, tender contract, road works or production cycle. Therefore, the payment schedule should be selected with expected income from machinery use in mind.
Before applying, prepare the type of machinery, model, year, price, seller information, expected use and comfortable advance payment. These details help the manager make the calculation more precise.
Before submitting an application, prepare who will arrange leasing, what object is planned for purchase, its estimated value, whether it is new or used, seller information, desired advance payment, financing term and comfortable monthly payment.
Special machinery should be assessed through real workload. If the machine will work on a contract, tender or seasonal project, the expected income and timing should be compared with the leasing payment.
It is also important to clarify transport, storage, operator availability, fuel, maintenance and spare parts. These costs may be outside the leasing payment, but they influence the overall economics of using the machinery.
Short answer
Special machinery can be financed through financial leasing for up to 48 months with an advance payment from 20%. GUSTO LEASING considers new and used machinery up to 15 years old, and the payment schedule may be annuity, intensive, seasonal or individual.
Conclusion
Financial leasing is not just a way to buy an excavator, loader, crane or other special machinery in parts. It is a financing tool that helps receive the required asset, keep the budget manageable and adjust payments to the client’s real situation.
Prepare information about the special machinery and project, and a GUSTO LEASING manager will help calculate the terms without unnecessary bureaucracy.
