In agribusiness, machinery is needed not “sometime” but before a specific date: sowing, cultivation, harvesting, transportation or soil preparation cannot wait. That is why agricultural machinery in leasing can be a practical tool for farm development.
Tractors, combines, sprayers, seeders, loaders, trailers and other machinery for agricultural production may be considered for leasing. The client may suggest a seller or supplier if the required model has already been found.
Who agricultural machinery leasing is suitable for
This solution is suitable for farmers, agricultural enterprises and agribusiness companies. It is relevant in situations when machinery must be received before field work starts and income is seasonal. Instead of paying the full amount immediately, the client receives a tractor, combine, sprayer or other agricultural machinery and makes payments according to the agreed schedule.
• field work before the season
• harvesting and crop transportation
• farm expansion
• replacement of outdated machinery
• seasonal increase in workload
What agricultural machinery can be financed
GUSTO LEASING provides financial leasing across Ukraine. The standard advance payment starts from 20% of the leased asset value. An advance payment from 0% may be considered if additional collateral is provided.
The financing term may be up to 48 months. Payments under the agreement for the client are made in UAH. A preliminary decision may be made in up to 2 hours after the required information is received.
How to choose machinery for a farm
GUSTO LEASING may consider both new and used agricultural machinery. For used assets, technical condition, document completeness, liquidity, year of manufacture, mileage or operating hours and compliance with financing requirements are important.
The maximum age of the selected car, transport or machinery may be up to 15 years. The client may independently choose a seller or supplier in Ukraine, and the company checks the documents and transaction structure before signing.
Main financial leasing terms
Different payment schedules may be applied: annuity, intensive, seasonal or individual. The right option depends on the advance payment, term, expected income from using agricultural machinery, seasonality and current expenses.
If needed, a manager can prepare several calculations so the client can compare scenarios before signing. This is especially useful when the asset will be used in business and should not create excessive pressure on working capital.
Why the payment schedule matters for agribusiness
Before completing the transaction, it is worth clarifying insurance, registration, operating rules, the possibility of use by third parties and any cross-border use restrictions. Early repayment is possible after the minimum leasing period of 12 months; the detailed procedure is fixed in the agreement.
How to assess economic feasibility
Agricultural income often has a seasonal nature. Therefore, it is especially important to choose a schedule that corresponds to the periods when money is received: annuity, intensive, seasonal or individual.
For used machinery, operating hours, year of manufacture, condition of units, service history, documents and spare parts availability should be carefully assessed. The maximum age of machinery that may be considered is up to 15 years.
The economic effect of agricultural machinery should be assessed through saved time, reduced losses, timely field work, fuel and maintenance costs, and the expected yield or revenue impact.
Before submitting an application, prepare who will arrange leasing, what object is planned for purchase, its estimated value, whether it is new or used, seller information, desired advance payment, financing term and comfortable monthly payment.
For agricultural machinery, timing is often as important as price. Receiving a tractor, combine or sprayer after the season may reduce the value of the transaction, even if the payment looks comfortable.
That is why farmers should prepare in advance: choose the model, supplier, desired delivery date and payment schedule before the peak season starts. This gives more time for approval and reduces the risk of rushed decisions.
Short answer
Agricultural machinery leasing allows a farmer or agricultural enterprise to receive a tractor, combine or other machinery before the season. GUSTO LEASING offers financing up to 48 months, an advance payment from 20% and seasonal or individual payment schedules.
Conclusion
Financial leasing is not just a way to buy a tractor, combine, sprayer or other agricultural machinery in parts. It is a financing tool that helps receive the required asset, keep the budget manageable and adjust payments to the client’s real situation.
Contact GUSTO LEASING before the season starts to have time to approve the machinery, supplier and payment schedule.
